The payment structure for brand-new landed homes in Singapore depends on whether the development is licensed under URA regulations.

In many cases, brand-new landed homes fall under what is commonly known as a non licensed development. This typically refers to small scale or boutique developments involving four units or fewer. Such projects are not required to hold a Housing Developer’s Licence from URA and therefore do not follow the formal Progressive Payment Scheme framework imposed on large scale licensed developers.

For these homes, the payment structure is generally closer to a standard private resale transaction. This usually involves an Option fee, exercise of the Option, and completion payment. If the property is under construction, stage payments may be agreed contractually between buyer and developer.

For licensed landed developments, the payment structure follows the standard Progressive Payment Scheme in accordance with URA guidelines, where payments are released progressively based on construction milestones.

Before you proceed, we will clarify the project status, applicable payment structure, financing timeline, and cash flow commitments so you can move forward with clarity and confidence.