Investors have been pampered by different investment options in recent months, whether it's in government bonds, which have experienced rise in popularity, or in appealing fixed deposits.After all, as inflation proceeds to exert pressure on consumers, there is a deep desire for investments that can offer positive, real returns. That is why it is not unexpected to see advertising material for investment products attempting to capitalise on this desire. The upsurge in aggressive marketing, on the other hand, should serve as a reminder to investors to perform due diligence on financial products to make sure they are receiving the expected returns.