You might have concerns when it comes to upgrading your HDB homes.
But you have nothing to worry!
1.Upgrade your condo WITHOUT HAVING TO TOP UP
WITH CASH
2. Set up your PASSIVE INCOME through
owning 2 properties
In my time as a specialist in real estate industry, I found that homeowners do not fully utilise their properties to prepare for retirement
Let me tell you something! Homeowners that retire with at least 2 houses will have the choices of:
1. Selling both houses to do a full HDB payment and pocketing the extra money
2. Keeping one of their houses and selling the other for extra money
3. Rent out the two houses for passive income while renting another house for their own home
Before we start, make sure that you have:
*Note: You must fulfill your 5 years' Minimum Occupation Period since the method that I am about to show is only valid for those who have completed occupation period, and future policy changes may make this strategy outdated.
If you have meet the necessary requirements...
Let's have a look at Mr and Mrs Lim's case:
The 40-years-old owners of a $430k HDB home were looking to upgrade their flat, but they were unsure of which property would be the right option to choose.
After they see the comprehensive Home Progression Strategy and detailed financial calculations...
They have upgraded their flat to a $1.25 million condo WITHOUT spending any money. In fact, the couple even earned an extra $230k from the upgrade!
The extra cash will easily sustain their new home for another 5 years!
And now, they have a detailed asset progression strategy to help them boost their fortune safely and effectively.
Let’s meet up now for a FREE, NON-OBLIGATORY sharing session!
Today, many HDB homeowners are using their CPF to pay for their HDB loan.
But this could have a negative impact on your finances for the next 5 - 10 years without the correct CPF usage!
If you're thinking that using your CPF funds to reduce the instalments and lessen your monthly commitments is your best option...
YOU'RE WRONG!
WHY DO I SAY IT WILL
"DRAIN YOUR MONEY"?
Consider this situation:
Your CPF fund is $200k, and you earn 2.5% worth of CPF interest rate annually.
So, now you decided to use your $200k fund to finance your house.
If you do this, you will:
1. STOP earning the annual interest from your $200k CPF fund
2. Have to reimburse your $200k CPF fund AND the interest you supposed to get
For a CPF interest rate of 2.5%,the value of your $200k will increase to $328k in 20 years!
YOUR TOTAL LOSS = $128K!!!
Let’s meet up now for a FREE, NON-OBLIGATORY sharing session!
If you think your current income does not qualify you to purchase your dream property, you are wrong.
Do not limit yourself and throw away your dream because we can help you achieve your goal!
So, grab this golden opportunity to turn your life around!
Have an extra income source that does not put your precious money in a high-risk investment
Create a passive income through a comprehensive action plan that gives you fixed monthly earnings without spending much energy and time
Accomplish your financial goals earlier thanks to our thorough and easy-to-understand Home Progression Strategy
Use the "buy low, sell high" strategy to choose an undervalued property with a high upside potential so you can earn a higher profit margin with a much lower investment risk
Let’s meet up now for a FREE, NON-OBLIGATORY sharing session!
Our sharing session is free and non-obligatory, so why wait?
Do not let your choices today be your regrets tomorrow! Grab this chance to fulfil your dream of owning your perfect home!
An easy calculation tool to help you know your financial situation
A 4-step approach for a thorough financial calculation, which includes additional expenses such as legal fees, stamp duty charges, and your cash outlay
3 ways to evaluate all your available property choices and how to determine the best option based on your finances
A comprehensive roadmap you can take for an early retirement
A QUICK and EFFICIENT CPF Usage Plan—including a detailed 4-step approach to growing your fortunes early
Yian is excellent. I really appreciated her professional advice and guidance provided to me.
She is very supportive and did everything possible to keep things moving forward.
As first time buyers, I wasn't completely sure of the process and which steps I should so in which order, but Yian help me through it all and made sure I stayed on track.
I am thankful for her hardwork and definitely recommended Yian to anyone looking to buy or purchase a house.
- Jenny Lim
Over the years, she has built a rapport with clients from various backgrounds, and she mainly does rental and sales for residential properties from all over Singapore. She also has achieved multiple accomplishments throughout her career, including the Salespersons Achievement Award from the Organising Committee and Evaluation Panel of the SG Real Estate Agents Excellence Awards in 2020. But for her, the most significant milestone she achieved was fulfilling her lifelong dream of buying private property for herself and her children.
Yian feels a great sense of achievement in helping her clients to find their dream house and knowing the value of having somewhere to call home is the reason why she can connect very well with her clients. Yian is a property agent that can listen and understand your needs because buying properties is not just about what you like, but also how it can help you achieve your dreams.
This is the call you need to change your life! Connect with us now to know all the available opportunities in store for you and your family!
Let’s meet up now for a FREE, NON-OBLIGATORY sharing session!